Consumer Loan Processor
Everwise Credit Union

Job Info

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Consumer Loan Processor


We are searching for an experienced Consumer Loan Processor.
South Bend, Indiana

Essential Function

Responsible for the collection, validation, analysis, and review of all the data and documentation for a consumer loan application.

Primary Responsibilities & Duties

• Responsible for reviewing consumer loan application data for completeness and accuracy.

• Responsible for staying current on all communicated compliance information and following guidelines to ensure compliant consumer loans.

• Communicates with the Member and/or Originator regarding the processing status of the loan.

• Responsible for generating appropriate loan closing documents for both Servicing and Call Center loans.

• Accountable for auditing all closing documents to ensure correct execution according to closing checklist.

• Communicates with loan originator or member to request any missing, incorrectly executed or required documentation.

• Responsible for monitoring pipeline and following up all needed documentation.

• Responsible for updating the XP2 system to record documentation that is requested and received and following up to ensure the requests are completed.

• Communicates with both Servicing and Call Center when loans are cleared for funding.

• Responsible for submitting the completed loan file to records for imaging and retention.

• Assumes additional responsibilities as necessary for the continued growth and advancement of the Credit Union.

Specific Skills

• Ability to communicate effectively in person, over the telephone and through written correspondence.

• Ability to analyze consumer loan application documents according to Everwise guidelines.

• Thorough knowledge of compliance and consumer lending guidelines.

• Computer literacy, data processing knowledge (Windows environment). Data entry skills required.

Accountability

• Responsible for the accurate presentation and analysis of consumer loan applications within targeted time frames and current lending guidelines.

• Responsible for meeting service commitments for closing, funding, and booking consumer loans.

• Accountable for Performance Management Goals as agreed upon with Supervisor.

• Accountable for understanding and applying government laws and regulations and Everwise policies and procedures relating to the Anti-Money Laundering Regulations including but not limited to the Bank Secrecy Act (BSA), US PATRIOT ACT and OFAC.

Minimum Requirement

• High School Diploma (GED) or equivalent skills and abilities

• Minimum one year customer service experience

• Experience in consumer lending a plus

• Knowledge of lending regulations a plus

Non-Exempt

Hourly Wage

Our company provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, sex, national origin, age, disability or genetics.

This job has expired.