Intern - Commercial Payments Credit and Risk
Commerce Bank

Kansas City, Missouri

Posted in Banking


This job has expired.

Job Info


About Working at Commerce

Wouldn't it be great to build your career at a bank that's known for helping people with their financial challenges? That's exactly what you'd be doing when you join the team at Commerce Bank. We're looking for teammates who are ready to do whatever it takes to help our customers with their everyday financial needs. You'd be helping yourself too, because Commerce has a tradition of recognizing and rewarding team members for their talent, skills and contributions.

No wonder we've been an industry leader for over 150 years and have developed a reputation as a great place to work in the financial services world. If you'd like to be a part of a team and culture that is respected by its peers and in your community, we should talk. We're always looking for the best and brightest.

About This Job

This position will be responsible for assisting with credit reviews and ensuring credit quality for the Bank's Commercial Credit Card and Merchant BankCard portfolios. Performing credit reviews on existing customers is a major component to the job in addition to identifying problem accounts from weekly/monthly/quarterly reports and taking appropriate actions. The position requires the reviewing and analyzing of predictive commercial scores, company financial statements, credit bureaus, and other external reports necessary for due-diligence on commercial customers. Position will also assist with the underwriting of new accounts as needed. Requires working with Bank Officers and/or applicants to obtain necessary information and ensuring compliance and adherence to bank regulations.

Essential Functions

  • Company financial statement and audit analysis to recommend lending decisions
  • The Intern will independently prepare & present at least one Commercial Card account (CAS loan packet) with a credit line greater than $1MM+ to the Commercial Card Loan Committee and be able to successfully answer questions from Senior Management and successfully defend their initial recommendation on the credit being reviewed
  • Performing research using data analytics from their day to day work in order to gauge the effectiveness of various commercial scores (D&B, Equifax, etc.), which are predictive versus using traditional company financial statements while assessing risk on credit reviews. The intern will be required to present their findings in a PowerPoint presentation (SWOT Analysis) to the Department Manager and Commercial Payments Risk Officer.
  • Perform other duties as assigned

Knowledge, Skills & Abilities Required
  • Accounting and finance background
  • Motivated and organized self-starter with strong attention to detail and the ability to manage multiple priorities
  • Inquisitive, agile and strong team player with excellent written, verbal and interpersonal communication skills
  • Ability to remain adaptable and resilient to all situations with an optimistic outlook and cast a positive shadow that is aligned with our culture and Core Values
  • Basic/Intermediate/Advanced level proficiency with Microsoft Word, Excel and Outlook

Education & Experience
  • High School Diploma/Associate's degree/Bachelor's degree or equivalent combination of education and experience required
  • + years experience required

Location: 1000 Walnut St, Kansas City, Missouri 64106

Time Type:
Part time


This job has expired.

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